这里显示本期实际收集的样本，不是全网总量。社媒回复可能来自较早原帖，请查看各条时间；未取得数据的具体原因见运维报告。
| 来源 | 条目 | 状态 |
|---|---|---|
| X | 32 | 已取得本期样本 |
| 27 | 已取得本期样本 | |
| 4 | 已取得本期样本 | |
| TikTok | 0 | 本期未取得可展示数据，不代表平台没有新内容 |
| Google Play | 0 | 本期未取得可展示数据，不代表平台没有新内容 |
| App Store | 0 | 本期未取得可展示数据，不代表平台没有新内容 |
| 媒体及相关行业资讯 | 15 | 直接涉及OPay的背景报道另列于下方，保留原始日期 |
以下评价与评论均按自身发布时间筛选本期固定12小时，比例仅代表样本。旧父帖只作为查找新回复的入口，不计入本期新内容；各条时间均为北京时间。
| 来源 | 时间 | 内容(英文原文 / 中文翻译) |
|---|---|---|
| Facebook 正面 | 11-10 20:54 | Congratulions 祝贺 Hindu Muhammad · 查看原文 |
| Facebook 中性 | 11-10 20:41 | Yes 是 Abudulahi Lbrahim · 查看原文 |
| Facebook 正面 | 11-10 19:54 | Congratulations 👏 祝贺 👏 Aminu Muhammed · 查看原文 |
| Facebook 中性 | 11-10 19:49 | ********** OPay prayer chinecherem Abengowe ********** OPay 祈祷 chinecherem Abengowe Abengowe Charity · 查看原文 |
| Facebook 正面 | 11-10 19:49 | I love this movie 我喜欢这部电影 Tazted Trust · 查看原文 |
| Facebook 正面 | 11-10 19:31 | Congratulations 恭喜 Isah Ibrahim · 查看原文 |
| Facebook 正面 | 11-10 19:31 | one love opay your well come to city。 kano 一份爱 opay 欢迎来到卡诺市。 Ismail Habu · 查看原文 |
| Facebook 正面 | 11-10 19:23 | Congratulations opay 恭喜 opay Pamale Gillikyammi · 查看原文 |
| Facebook 正面 | 11-10 19:22 | Congratulations 恭喜 Idris Aminat · 查看原文 |
| Facebook 正面 | 11-10 19:18 | Congratulations 恭喜 Dorathy Ime James James · 查看原文 |
| Facebook 负面投诉·转账失败 | 11-10 19:16 | I didn't receive my nersi payment 我没有收到我的 nersi 付款 Mhiz Blessing · 查看原文 |
| Facebook 正面 | 11-10 19:05 | Congratulations 恭喜 Dan Mai Goro · 查看原文 |
| Facebook 正面 | 11-10 18:35 | Congratulations 恭喜 Tachio D Solex · 查看原文 |
| Facebook 中性 | 11-10 17:56 | Yes 是 Nura Saleh · 查看原文 |
| Facebook 正面 | 11-10 17:51 | Congratulations 恭喜 Mathias Barrera · 查看原文 |
| Facebook 正面 | 11-10 17:47 | Trust shouldn't be the hardest part of doing business online. 💚
For online shoppers and vendors, a safer way to transact with confidence is here!
Introducing Shield Pay by OPay!
Exclusive access opens to invited users on 16 November. The countdown is ON!
Want to be part of the journey? Join our affiliate community and earn by spreading the word using our affiliate link - https://mkt.opayweb.c 信任不应是在线交易中最困难的部分。💚
对于网购者和商家而言，一种更安全、更安心的交易方式来了！
隆重推出由 OPay 提供的 Shield Pay！
受邀用户专享通道将于 11 月 16 日开启。倒计时已开始！
想参与其中吗？加入我们的推广联盟社区，使用我们的推广链接进行分享并赚取收益 - https://mkt.opayweb.c Nigeria.OPay · 查看原文 |
| Facebook 正面 | 11-10 17:32 | Congratulations 恭喜 Abubakar Ayomide · 查看原文 |
| Facebook 正面 | 11-10 17:17 | 🙏🤝 Raihana Salisu · 查看原文 |
| Facebook 正面 | 11-10 17:13 | Congratulaions 祝贺 Salome Yakubu · 查看原文 |
| Facebook 正面 | 11-10 17:11 | Congratulations 恭喜 Abubakar L Musa · 查看原文 |
| Facebook 正面 | 11-10 16:22 | Congratulations 恭喜 Yakubu Sonter Benedict · 查看原文 |
| Facebook 正面 | 11-10 15:00 | Congratulations 恭喜 Enubiak Joe · 查看原文 |
| Facebook 正面 | 11-10 14:46 | Congratulations to you 祝贺你 Rabiu Nafisat · 查看原文 |
| Facebook 正面 | 11-10 14:12 | Congratulations 🏦 祝贺 🏦 Happyness Pretty · 查看原文 |
| Facebook 正面 | 11-10 13:17 | Congratulation 祝贺 Hassana Isah Hassana · 查看原文 |
| Facebook 正面 | 11-10 12:22 | Congratulations 恭喜 Peter Mathew · 查看原文 |
| Facebook 正面 | 11-10 12:18 | Congratulations 恭喜 Moses Saleh · 查看原文 |
| Instagram 负面投诉·客服差 | 11-10 20:42 | @opay.ng I need you to attend to me please, i have been experiencing this for a while now but it's time to speak up @opay.ng 请处理一下我的问题，这种情况我已经遇到好一阵子了，是时候说出来了 femiebenezerojamzy · 查看原文 |
| Instagram 正面 | 11-10 17:56 | Trust shouldn't be the hardest part of doing business online. 💚
For online shoppers and vendors, a safer way to transact with confidence is here!
Introducing Shield Pay by OPay!
Exclusive access opens to invited users on 16 November. The countdown is ON!
Want to be part of the journey? Join our affiliate community and earn by spreading the word using our affiliate link.
Stay tuned for everyth 信任不应是在线交易中最困难的部分。💚
对于网购者和商家而言，一种更安全、更安心的交易方式来了！
隆重推出由 OPay 提供的 Shield Pay！
受邀用户专享通道将于 11 月 16 日开启。倒计时已开始！
想参与其中吗？加入我们的推广联盟社区，使用我们的推广链接进行分享并赚取收益。
敬请关注后续所有 opay.ng · 查看原文 |
| Instagram 负面投诉·转账失败 | 11-10 15:17 | @opay.ng OPay, I urgently need your attention regarding my ₦104,000 debit transaction on October 30, 2026, at approximately 12:12 a.m. As of November 10, it has been 11 calendar days, and my account has still not been refunded. Despite repeatedly contacting your customer service team from November 2 to November 6, I was repeatedly told that my dispute could not be logged due to an internal system @opay.ng OPay，我迫切需要你们关注一下我在 2026 年 10 月 30 日凌晨 12:12 左右发生的 ₦104,000 借记扣款交易。截至 11 月 10 日，已经过了 11 个自然日，我的账户仍然没有收到退款。尽管在 11 月 2 日至 11 月 6 日期间我多次联系你们的客服团队，但我被反复告知由于内部系统原因无法记录我的争议申诉 oreoluwa_orija · 查看原文 |
| Instagram 中性 | 11-10 15:16 | 😂😂😂😂😂 fressiadaisy_ · 查看原文 |
| YouTube 中性 | 11-10 18:04 | Introducing Shield Pay by OPay, a Safer Way to Transact with Confidence 推出由 OPay 提供的 Shield Pay，一种更安全、更安心的交易方式 OPay Nigeria · 查看原文 |
| X 负面投诉·客服差 | 11-10 20:59 | @OPay_NG OPay!!! Refund my money! It has been over a month already, and I am tired of going back and forth with your customer care representatives. I am tired of sending follow-up emails, making calls, and sending text messages just to get my own money back.
Refund my ₦14,500!
@OPay_NG @OPay_NG OPay！！！把钱退给我！已经过去一个多月了，我受够了和你们的客服代表扯皮。我厌倦了为了拿回自己的钱而不停地发跟进邮件、打电话和发短信。
退还我的 ₦14,500！
@OPay_NG @PinkyVeey · 查看原文 |
| X 正面 | 11-10 20:45 | Thanks to the Governor of Lagos State for welcoming our senior management team, led by our C Officer Dotun Adekunle, at Lagos House.
The discussion with the Governor focused on young people, education and sports. OPay Scholars, which provides training, scholarships, and pathways 感谢拉各斯州州长在拉各斯大厦接见由我们的高级管理人员 Dotun Adekunle 率领的高级管理团队。
与州长的讨论重点是年轻人、教育和体育。OPay 学者项目，提供培训、奖学金和发展途径 @OPay_NG · 查看原文 |
| X 负面投诉·转账失败 | 11-10 20:32 | @OPay_NG someone sent money to me since yesterday and I'm yet to see it @OPay_NG 昨天就有人给我转账了，但我到现在都还没收到 @Raheembalogun0 · 查看原文 |
| X 负面投诉·欺诈骗局 | 11-10 20:28 | @OPay_NG Opay, you're using easamoni to defraud me right it won't work. @OPay_NG Opay，你们是想用 easamoni 诈骗我是吧，这招没用的。 @destinyugochuk4 · 查看原文 |
| X 负面投诉·转账失败 | 11-10 20:28 | @OPay_NG Pls check your dm I was charged for failed transaction @OPay_NG 请查看私信，我有一笔失败的交易被扣费了 @SB_vibes7 · 查看原文 |
| X 负面投诉·其他 | 11-10 20:21 | @OPay_NG @OPay_NG are thieves, my money has been stuck with you guys for 49 days without refund, whereas Google has informed me that Opay refused to approve payment and also refused to refund the money to me @OPay_NG @OPay_NG 是骗子，我的钱压在你们那里 49 天都没退，而谷歌已经通知我说 Opay 拒绝批准付款，也拒绝把钱退还给我 @cuteshuga22 · 查看原文 |
| X 负面投诉·转账失败 | 11-10 19:57 | @OPay_NG I made transaction from OPay to UBA and it’s yet to reflect in the account since yesterday please help me out @OPay_NG 我从 OPay 转账到 UBA，自昨天起款项就一直没到账，请帮帮我 @inewman22 · 查看原文 |
| X 负面投诉·其他 | 11-10 19:55 | @OPay_NG Opay refund my money 20,300 since July 31st 2026. @OPay_NG Opay 退还我的 20,300，从 2026 年 7 月 31 日起就拖着了。 @titi_akinbo · 查看原文 |
| X 负面投诉·其他 | 11-10 19:28 | @OPay_NG am being charged twice for a single transaction ??? I have tried to report this transaction it’s not being delt with ???????? @OPay_NG @OPay_NG 我一笔交易怎么被扣了两次费？？？我试过投诉这笔交易，但根本没人处理？？？？？？？？ @OPay_NG @oneethousand · 查看原文 |
| X 负面投诉·其他 | 11-10 19:28 | @OPay_NG why am I being charged twice for a single transaction ??? I have tried to report this transaction it’s not being delt with ???????? @OPay_NG @OPay_NG 为什么我一笔交易被扣了两次费？？？我试过投诉这笔交易，但根本没人处理？？？？？？？？ @OPay_NG @oneethousand · 查看原文 |
| X 负面投诉·其他 | 11-10 19:27 | @OPay_NG @OPay_NG why am I being charged twice for a single transaction ??? I have tried to report this transaction it’s not being delt with !!!! @OPay_NG @OPay_NG 为什么我一笔交易被扣了两次费？？？我试过投诉这笔交易，但根本没人处理！！！！ @oneethousand · 查看原文 |
| X 负面投诉·其他 | 11-10 19:26 | @OPay_NG @OPay_NG why am I being charged twice for a single transaction ??? I have tried to report this transaction it’s not being delt with ???????? @OPay_NG @OPay_NG @OPay_NG 为什么我一笔交易被扣了两次费？？？我试过投诉这笔交易，但根本没人处理？？？？？？？？ @OPay_NG @oneethousand · 查看原文 |
| X 中性投诉·客服差 | 11-10 19:14 | @OPay_NG @OPay_NG @OPayNigeria
Check your DM na. @OPay_NG @OPay_NG @OPayNigeria
查一下私信啊。 @MrDecency_ · 查看原文 |
| X 负面投诉·其他 | 11-10 18:45 | @OPay_NG My account has been placed on lien over a false dispute pls look into it
I sent messages already @OPay_NG 我的账户因一桩虚假的争议被冻结了，请调查一下
我已经发送了消息 @chisom1212 · 查看原文 |
| X 负面投诉·额度问题 | 11-10 18:44 | @OPay_NG Opay u people are annoying reduce my loan limit cause I paid d same day I collected it omo ehn una muzz me @OPay_NG Opay 你们这帮人真烦人，就因为我借完当天就还了，你们就把我的贷款额度给降了，天哪，真被你们整无语了 @misstommytee5 · 查看原文 |
| X 负面投诉·客服差 | 11-10 18:24 | @OPay_NG I disputed a transaction earlier this year around June but till date i haven’t gotten any report back on it @OPay_NG 我今年 6 月份左右对一笔交易提出了申诉，但至今没有收到任何处理反馈 @usertw5kw · 查看原文 |
| X 负面投诉·转账失败 | 11-10 18:21 | @OPay_NG When are you guys going to reverse my failed transfer thats been over a month? @OPay_NG 你们什么时候才能把我那笔失败的转账冲正？都过去一个多月了。 @malajar04 · 查看原文 |
| X 正面 | 11-10 17:55 | @OPay_NG Interested @OPay_NG 感兴趣 @Ruddeen_ · 查看原文 |
| X 中性 | 11-10 17:46 | @OPay_NG What's the shield pay all about?
Is it a kind of escrow? @OPay_NG shield pay 到底是什么？
是一种托管支付吗？ @ChideraUkpabi · 查看原文 |
| X 正面 | 11-10 17:46 | @OPay_NG 💚 @ustonysilva · 查看原文 |
| X 正面 | 11-10 17:45 | @OPay_NG Opay is Ok 🤝 @OPay_NG Opay 很棒 🤝 @Abuaqeelat1 · 查看原文 |
| X 正面 | 11-10 17:44 | Trust shouldn't be the hardest part of doing business online. 💚
For online shoppers and vendors, a safer way to transact with confidence is here! Introducing Shield Pay by OPay!
Exclusive access opens to invited users on 16 November. The countdown is ON!
Want to be part of https://t.co/iZAHIBioBe 信任不应该是在线开展业务中最困难的部分。💚
对于在线购物者和商家来说，一种更安全、充满信心地进行交易的方式现已推出！隆重推出 OPay 的 Shield Pay！
独家访问权限将于 11 月 16 日对受邀用户开放。倒计时已经开始！
想要加入 https://t.co/iZAHIBioBe @OPay_NG · 查看原文 |
| X 负面投诉·转账失败 | 11-10 17:36 | @OPay_NG I need help with my opay accounts
When someone tries to send me money, it keeps failing & saying 'this transaction is RISKY and can't be completed'
Please review it
Below are the numbers associated with the accounts
[+2349045501334]
[+2349134109345] @OPay_NG 我的 opay 账户需要帮助
当有人尝试给我转账时，总是失败并提示“此交易存在风险，无法完成”
请核查一下
以下是与账户关联的号码
[+2349045501334]
[+2349134109345] @unusual_jocee23 · 查看原文 |
| X 中性 | 11-10 17:08 | @OPay_NG @OPay_NG I used my mums bvn to open an account and I want to change it to mine now,how do I go about it @OPay_NG @OPay_NG 我用了我妈妈的 BVN 开的户，现在想改回我自己的，该怎么操作 @chacha83168 · 查看原文 |
| X 中性 | 11-10 17:07 | @OPay_NG Opay pls how can u help me Someone want to send money to me and mistakenly send it to wrong opay account and I have the detail s of the account please how can you help me opay @OPay_NG Opay 请问能帮帮我吗？有人想转账给我，却不小心转错到了另一个 opay 账户，我有那个账户的详细信息，请问 opay 能怎么帮我 @KunleAdepoju3 · 查看原文 |
| X 负面投诉·其他 | 11-10 16:41 | @OPay_NG I am deeply disappointed and frustrated with the current treatment. Having my account locked since Sunday without any valid reason has left me stranded and unable to access my funds. This experience is completely unacceptable, and I no longer wish to continue my relationship with @OPay_NG 我对目前的待遇深感失望和沮丧。自周日以来无缘无故锁定我的账户，导致我陷入困境无法使用资金。这种体验完全不可接受，我不想再继续与……保持业务往来 @caleb_olab23695 · 查看原文 |
| X 负面投诉·其他 | 11-10 16:41 | @OPay_NG Why am I eligible but you don't want to credit my account? https://t.co/43fJZJXGyP @OPay_NG 为什么我符合条件，但你们却不给我账户入账？https://t.co/43fJZJXGyP @fbc3qh · 查看原文 |
| X 中性投诉·客服差 | 11-10 15:24 | @OPay_NG Kindly check ur dm I made a serious report @OPay_NG 请查收私信，我反馈了一个严重的问题 @ChrisJab23735 · 查看原文 |
| X 负面投诉·客服差 | 11-10 14:41 | @OPay_NG @OPay_NG I have been tey to reach you since base on my distpute @OPay_NG @OPay_NG 关于我的争议，我一直试图联系你们 @PelumiIdri4u9 · 查看原文 |
| X 负面投诉·转账失败 | 11-10 14:38 | @OPay_NG 37 likes and over 100 comments means you guys are doing a terrible job, since October 22 you are yet to fix my failed pos transaction issue Omo God abeg o @OPay_NG 37 个点赞和 100 多条评论说明你们的工作做得很差劲，自 10 月 22 日起你们就一直没解决我的 POS 交易失败问题，天啊，真服了 @1of1Mos · 查看原文 |
| X 负面投诉·其他 | 11-10 13:47 | @OPay_NG I have tried to pay electricity bill but I'm not getting the token, why @OPay_NG @OPay_NG 我试着去缴电费，但一直没收到充值码，为什么？@OPay_NG @Justiz_01 · 查看原文 |
| X 负面投诉·客服差 | 11-10 09:25 | @OPay_NG You asked me to send you a short video explaining my problem, but I haven't received any response from you yet. https://t.co/eTmeR0lPxq @OPay_NG 你们让我发一段短视频解释我的问题，但我至今没收到你们的任何回复。https://t.co/eTmeR0lPxq @binhassananka · 查看原文 |
| 媒体来源 | 时间(北京) | 标题 / 要点(中英对照) |
|---|---|---|
| Nairametrics | 11-10 20:44 | CBN digitalises fiscal data collection across 36 states, FCT and 774 LGAs 尼日利亚央行将36个州、联邦首都特区及774个地方政府辖区的财政数据收集数字化 Nairametrics · 查看原文 |
| Nairametrics | 11-10 20:25 | Why Africa’s AI future must reflect local realities – Flutterwave CEO 为什么非洲的AI未来必须反映当地现实——Flutterwave首席执行官 Nairametrics · 查看原文 |
| Technext | 11-10 20:17 | Raenest strengthens UK expansion with acquisition of payments firm Remitise Raenest通过收购支付公司Remitise加强在英国的扩张 Technext · 查看原文 |
| Nairametrics | 11-10 19:58 | FSD Africa, PILC partner to launch $750 million Nigerian pension infrastructure fund FSD Africa与PILC合作启动7.5亿美元的尼日利亚养老基础设施基金 Nairametrics · 查看原文 |
| naijapreneur.com 检索·未核实 | 11-10 19:44 | Licensed digital bank OPay has officially opened a new regional office in Kano State, expanding its physical operational footprint in Northern Nigeria to deepen digital financial inclusion and provide localized support for merchants and retail customers. The institution is fully licensed by the Central Bank of Nigeria (CBN) and insured by the NDIC. 持牌数字银行OPay已正式在卡诺州开设新的区域办事处，扩大其在尼日利亚北部的实体运营足迹，以深化数字金融包容性，并为商户和零售客户提供本地化支持。该机构完全获得了尼日利亚中央银行（CBN）的许可，并由NDIC承保。 naijapreneur.com · 查看原文 |
| allAfrica.com 检索·未核实 | 11-10 19:39 | 尼日利亚数字银行OPay在卡诺州设立了新的办事处与服务中心，进一步强化在尼日利亚北部的金融包容性布局，为当地个人、商户及企业提供数字支付和就近支持服务。 allAfrica.com · 查看原文 |
| Nairametrics | 11-10 19:19 | USPF opens applications for N10 million nationwide tech innovation challenge USPF开放1000万奈拉全国科技创新挑战赛的申请 Nairametrics · 查看原文 |
| Nairametrics | 11-10 19:13 | South Africa’s unemployment rate rises to 33.7% in Q3, jobless population hits 8.6 million 南非第三季度失业率上升至33.7%，失业人口达860万 Nairametrics · 查看原文 |
| Galaxy Televisio | 11-10 18:58 | OPay hit with nearly ₦1bn in regulatory fines in 3 years - Galaxy Television OPay 3年内被监管机构处以近10亿奈拉罚款 - 银河电视台 Galaxy Television · 查看原文 |
| Nairametrics | 11-10 18:29 | The Business of Making Capital Move: Coronation Merchant Bank’s Investment Banking Year 让资本流动的业务：加冕商银的投资银行之年 Nairametrics · 查看原文 |
| Nairametrics | 11-10 18:27 | eTranzact, MTN Nigeria, lead boardroom shake-ups as 9M 2026 earnings roll in 随着2026年前9个月收益的揭晓，eTranzact和MTN尼日利亚领衔董事会重组 Nairametrics · 查看原文 |
| Nairametrics | 11-10 18:11 | CBN opens N1.5 trillion OMO auction today as banking-system cash exceeds N5.9 trillion 随着银行体系现金超过5.9万亿奈拉，尼日利亚央行今日开启1.5万亿奈拉的公开市场操作拍卖 Nairametrics · 查看原文 |
| techcabal.com 检索·未核实 | 11-10 16:29 | OPay Ltd. signage during the company's initial public offering at the New York Stock Exchange in New York on Oct. 30. Image source: Reuters
Analysis
## OPay was used to scaling regulatory walls until its IPO
Muktar Oladunmade
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TechCabal
# 10月30日，OPay 有限公司在纽约证券交易所进行首次公开募股期间的公司标识。图片来源：路透社
分析
## OPay 在首次公开募股之前一直习惯于突破监管壁垒
Muktar Oladunmade
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## 非洲科技界最聪明的人都是 TC Insiders。
与来自非洲大陆各地的其他读者一起阅读。
TechCabal
# techcabal.com · 查看原文 |
| techcabal.com 检索·未核实 | 11-10 16:00 | Enterprise & Policy, Analysis, Government
## Nigeria turns to hybrid cloud infrastructure for its postcode database
Progress Godfrey
Money Fellows took an old savings habit and built a business the hard way
Money Fellows co-founder and CEO Ahmed Wadi. Image source: Wunmi Eunice/TechCabal.
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## Money Fellows took an old savings habit and built a business the hard way
Ad 企业与政策、分析、政府\n\n ## 尼日利亚转向混合云基础设施以构建其邮政编码数据库\n\n 普罗格雷斯·戈弗雷\n Money Fellows抓住了一种古老的储蓄习惯，并通过艰难的方式建立了一项业务\n\n Money Fellows联合创始人兼首席执行官艾哈迈德·瓦迪。图片来源：Wunmi Eunice/TechCabal。\n\n 合集\n\n ## Money Fellows抓住了一种古老的储蓄习惯，并通过艰难的方式建立了一项业务\n\n Ad techcabal.com · 查看原文 |
| techcabal.com 检索·未核实 | 11-10 14:00 | OPay Ltd. signage during the company's initial public offering at the New York Stock Exchange in New York on Oct. 30. Image source: Reuters
## OPay was used to scaling regulatory walls until its IPO
Muktar Oladunmade
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## The smartest people in African tech are TC Insiders.
Join other readers from across the continent.
TechCabal
## Check your 10月30日，纽约证券交易所该公司首次公开募股期间的OPay有限公司标牌。图片来源：路透社\n\n ## OPay在首次公开募股前习惯于攀越监管高墙\n\n 穆克塔尔·奥拉顿马德\n\n成为Insider会员即可继续免费阅读\n\n## 非洲科技界最聪明的人都是TC Insider会员。\n\n加入来自全大陆的其他读者。\n\nTechCabal\n\n## 检查您的 techcabal.com · 查看原文 |
仅收录本期固定12小时内发布、已核验来源时间的OPay直接报道；与上方资讯按链接去重。时间为北京时间。报道中的指控不等于事实认定。
本期没有新增且通过时间核验的独立媒体报道。